/* MeowMeowPay - black and gold, matching the live portal (#d4af37 gold,
   #0a0a0c ink, #141419 surface, #f4efe3 text; DM Sans + Montserrat, the same
   self-hosted files the portal ships). The contrasting band is warm paper. */
@font-face {
  font-family: "DMSansLocal";
  src: url("assets/fonts/dmsans.woff2") format("woff2");
  font-weight: 100 900;
  font-display: swap;
}
@font-face {
  font-family: "MontserratLocal";
  src: url("assets/fonts/montserrat.woff2") format("woff2");
  font-weight: 100 900;
  font-display: swap;
}

@font-face {
  font-family: "JetBrainsLocal";
  src: url("assets/fonts/jetbrains-mono.woff2") format("woff2");
  font-weight: 400 700;
  font-display: swap;
}

:root {
  --font-display: "MontserratLocal", "DMSansLocal", system-ui, sans-serif;
  --font-body: "DMSansLocal", system-ui, -apple-system, "Segoe UI", sans-serif;
  /* Figures only. Labels use the brand face - see extra-meowmeow.css. */
  --font-mono: "JetBrainsLocal", ui-monospace, Consolas, monospace;
  --r: 6px;
  --r-card: 8px;

  --ground: #0a0a0c;
  --hero-bg: #0a0a0c;
  --hero-glow: radial-gradient(55% 65% at 78% 34%, rgba(212, 175, 55, .20), transparent 70%);
  --alt-bg: #0f0f13;
  --text: #d9d2c3;
  --heading: #f4efe3;
  --muted: #a49d8d;
  --line: #2d2d36;
  --dot: rgba(212, 175, 55, .10);

  --accent: #d4af37;
  --accent-text: #f0cd68;
  --focus: #f0cd68;
  --ok: #7fd1a0;
  --wait: #f0cd68;
  --eyebrow: #f0cd68;

  --top-bg: rgba(10, 10, 12, .84);
  --top-line: #23232b;
  --top-text: #f4efe3;
  --top-muted: #a49d8d;

  --btn-bg: #d4af37;
  --btn-text: #15120a;
  --btn-bg-hover: #f0cd68;
  --ghost-line: #3d3d49;
  --ghost-text: #f4efe3;

  --card-bg: #141419;
  --card-line: #2d2d36;
  --card-dot: rgba(21, 18, 10, .22);
  --ico-bg: rgba(212, 175, 55, .12);
  --ico-text: #f0cd68;
  --ink-card-bg: #d4af37;
  --ink-card-line: #d4af37;
  --ink-card-heading: #15120a;
  --ink-card-muted: #3e3413;
  --ink-ico-bg: rgba(21, 18, 10, .12);
  --ink-ico-text: #15120a;

  --band-bg: #f4efe3;
  --band-text: #3e3829;
  --band-heading: #15120a;
  --band-muted: #6b6456;
  --band-dot: rgba(21, 18, 10, .08);
  --band-eyebrow: #836616;
  --band-rule: #ded5c2;
  --band-row-hover: rgba(21, 18, 10, .035);
  --band-card: #fffdf7;
  --band-card-line: #e3dac6;
  --band-ico-bg: rgba(143, 114, 34, .12);
  --band-ico-text: #8f7222;
  --band-lit: #15120a;
  --band-lit-heading: #f4efe3;
  --band-lit-muted: #a49d8d;
  --band-lit-line: #2d2a20;
  --band-lit-eyebrow: #f0cd68;
  --band-lit-ico-bg: rgba(240, 205, 104, .14);
  --band-lit-ico-text: #f0cd68;

  --device-frame: #0d0d10;
  --device-line: rgba(212, 175, 55, .32);
  --device-shadow: 0 44px 80px -34px rgba(0, 0, 0, .9), 0 0 70px -24px rgba(212, 175, 55, .30);
  --screen-bg: #111115;
  --screen-text: #f4efe3;
  --screen-muted: #a49d8d;
  --screen-line: #26262e;
  --screen-card: #1a1a20;
  --screen-card-2: rgba(212, 175, 55, .12);
  --balance-bg: linear-gradient(135deg, #d4af37, #8f7222);
  --balance-text: #15120a;
  --balance-muted: rgba(21, 18, 10, .70);
  --bar-out: #d98c8c;

  --mock-bg: #141419;
  --mock-line: #2d2d36;
  --mock-muted: #a49d8d;
  --mock-shadow: 0 30px 60px -30px rgba(0, 0, 0, .85), 0 0 0 1px rgba(212, 175, 55, .08);

  --cta-bg: #d4af37;
  --cta-dot: rgba(21, 18, 10, .16);
  --cta-heading: #15120a;
  --cta-muted: #3e3413;
  --cta-btn: #15120a;
  --cta-btn-text: #f4efe3;
  --cta-btn-hover: #2a2517;
  --cta-ghost-line: rgba(21, 18, 10, .35);

  --foot-bg: #060607;
  --foot-text: #a49d8d;
  --foot-heading: #f4efe3;
  --foot-line: #1e1e25;
}

/* ------------------------------------------------------------------------
   Shared landing layout. Every colour, font and radius comes from the brand
   token file concatenated above this one - nothing here names a brand colour.
   ------------------------------------------------------------------------ */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--ground);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: clip;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; }
h1, h2, h3, h4 { text-wrap: balance; }
.wrap { width: min(1180px, 100% - 48px); margin-inline: auto; }
.i { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; flex: none; }
.num { font-family: var(--font-mono); font-variant-numeric: tabular-nums; }

.skip { position: absolute; left: -999px; top: 12px; z-index: 100; padding: 10px 14px; border-radius: var(--r); background: var(--btn-bg); color: var(--btn-text); }
.skip:focus { left: 16px; }
:focus-visible { outline: 2px solid var(--focus); outline-offset: 3px; }

/* ---------------------------------------------------------------- buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 46px; padding: 0 20px;
  border: 1px solid transparent; border-radius: var(--r);
  font: 600 15px/1 var(--font-body); text-decoration: none; white-space: nowrap;
  transition: background-color .15s, color .15s, border-color .15s;
}
.btn .i { width: 17px; height: 17px; }
.btn-primary { background: var(--btn-bg); color: var(--btn-text); }
.btn-primary:hover { background: var(--btn-bg-hover); }
.btn-ghost { background: transparent; border-color: var(--ghost-line); color: var(--ghost-text); }
.btn-ghost:hover { border-color: var(--ghost-text); }
.btn-sm { min-height: 38px; padding: 0 14px; font-size: 14px; }

/* Eyebrow: a label ruled underneath, not a boxed chip. The rule takes
   currentColor, so it follows the label into bands and lit cards. */
.tag {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 0 1px 7px; border-bottom: 2px solid currentColor;
  color: var(--eyebrow);
  font: 600 11.5px/1.2 var(--font-mono); letter-spacing: .14em; text-transform: uppercase;
}

/* ----------------------------------------------------------------- header */
.top { position: sticky; top: 0; z-index: 40; background: var(--top-bg); border-bottom: 1px solid var(--top-line); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); }
.top .wrap { display: flex; align-items: center; gap: 28px; height: 68px; }
.brand { display: inline-flex; align-items: center; gap: 10px; color: var(--top-text); text-decoration: none; font: 700 19px/1 var(--font-display); letter-spacing: -.01em; }
.brand img { height: 36px; width: auto; }
.nav { display: flex; gap: 26px; margin-left: 10px; }
.nav a { color: var(--top-muted); text-decoration: none; font-size: 14.5px; font-weight: 500; }
.nav a:hover { color: var(--top-text); }
.top-actions { display: flex; align-items: center; gap: 10px; margin-left: auto; }
/* The way into the portal: the far end of the header, and its own element
   rather than part of the navigation, which is hidden below 900px. */
.top-signin { flex: none; margin-left: auto; }

/* ------------------------------------------------------------------- hero */
.hero { position: relative; overflow: hidden; padding: 76px 0 96px; background: var(--hero-bg); }
.hero::before { content: ""; position: absolute; inset: 0; background: var(--hero-glow); pointer-events: none; }
.hero .wrap { position: relative; display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr); gap: 56px; align-items: center; }
.hero h1 { margin: 22px 0 22px; color: var(--heading); font: 800 clamp(40px, 5.2vw, 66px)/1.02 var(--font-display); letter-spacing: -.035em; }
.hero h1 em { font-style: normal; color: var(--accent-text); }
.lede { max-width: 34em; margin: 0 0 30px; color: var(--muted); font-size: 18px; line-height: 1.6; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.proof { display: flex; flex-wrap: wrap; gap: 14px 28px; margin-top: 40px; padding-top: 22px; border-top: 1px solid var(--line); }
.proof span { display: inline-flex; align-items: center; gap: 8px; color: var(--muted); font-size: 14px; font-weight: 500; }
.proof .i { width: 16px; height: 16px; color: var(--accent-text); }

/* Hero visual: the product shown as a device with floating detail cards, the
   way bercor.com sets its app screens. Every figure in it is a sample. */
.hero-visual { width: 100%; max-width: 560px; margin-inline: auto; }
.scene { position: relative; height: 590px; }
.scene-art { position: absolute; z-index: 4; height: auto; }
.scene-note { margin: 14px 0 0; color: var(--mock-muted); font: 500 11.5px/1.4 var(--font-mono); letter-spacing: .06em; }

.float {
  position: absolute; z-index: 3;
  padding: 16px 18px; border: 1px solid var(--mock-line); border-radius: 10px;
  background: var(--mock-bg); color: var(--heading); box-shadow: var(--mock-shadow);
}
.float .row { padding: 8px 0; font-size: 13.5px; }
.float .row > span, .float .row b { white-space: nowrap; }
.float-btn { display: flex; align-items: center; justify-content: center; gap: 6px; min-height: 36px; margin-top: 12px; border-radius: 4px; background: var(--btn-bg); color: var(--btn-text); font: 600 13px/1 var(--font-body); }
.float-btn .i { width: 15px; height: 15px; }
.chip-line { display: flex; align-items: center; gap: 12px; }
.chip-line .ico { width: 36px; height: 36px; flex: none; }
.chip-line .ico .i { width: 18px; height: 18px; }
.chip-line b { display: block; color: var(--heading); font-size: 14px; white-space: nowrap; }
.chip-line small { white-space: nowrap; color: var(--mock-muted); font: 500 12px/1.3 var(--font-mono); letter-spacing: .04em; }

/* Shared by the hero cards and the fee / statement sheets further down. */
.panel-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 10px; }
.k { color: var(--mock-muted); font: 600 11px/1.3 var(--font-mono); letter-spacing: .12em; text-transform: uppercase; }
.float h4, .sheet h4 { margin: 2px 0 0; color: var(--heading); font: 700 17px/1.3 var(--font-display); }
.row { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 10px 0; border-top: 1px solid var(--mock-line); font-size: 14px; }
.row > span:first-child { color: var(--mock-muted); }
.row b { display: inline-flex; align-items: center; gap: 8px; color: var(--heading); font-weight: 600; text-align: right; }
.row b .i { width: 15px; height: 15px; color: var(--mock-muted); }
.row.total b { color: var(--accent-text); font-size: 16px; }
.tabs { display: flex; gap: 18px; margin: 4px 0 6px; border-bottom: 1px solid var(--mock-line); }
.tabs span { margin-bottom: -1px; padding: 6px 0 8px; border-bottom: 2px solid transparent; color: var(--mock-muted); font: 600 12px/1 var(--font-mono); letter-spacing: .08em; }
.tabs span.on { border-bottom-color: var(--accent); color: var(--heading); }
.stamp { display: inline-flex; padding: 3px 7px; border: 1px solid currentColor; border-radius: 2px; font: 600 10.5px/1.2 var(--font-mono); letter-spacing: .1em; text-transform: uppercase; }
.stamp.ok { color: var(--ok); }
.stamp.wait { color: var(--wait); }

/* Phone (PandaPay) */
.phone { position: absolute; z-index: 2; width: 272px; padding: 10px; border-radius: 36px; background: var(--device-frame); box-shadow: var(--device-shadow); }
.phone::before { content: ""; position: absolute; top: 18px; left: 50%; z-index: 2; width: 76px; height: 20px; margin-left: -38px; border-radius: 12px; background: var(--device-frame); }
.screen { position: relative; overflow: hidden; height: 520px; padding: 44px 16px 16px; border-radius: 28px; background: var(--screen-bg); color: var(--screen-text); }
.screen-top { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 14px; }
.screen-top small { display: block; color: var(--screen-muted); font-size: 11.5px; font-weight: 500; }
.screen-top .hello { font: 700 15px/1.2 var(--font-display); }
.screen-top img { width: 32px; height: 32px; }
.balance { padding: 16px; border-radius: 10px; background: var(--balance-bg); color: var(--balance-text); }
.balance .k { color: var(--balance-muted); }
.balance strong { display: block; margin: 6px 0 2px; font: 700 26px/1.1 var(--font-display); letter-spacing: -.02em; }
.balance small { color: var(--balance-muted); font: 500 11.5px/1 var(--font-mono); }
.actions { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; margin: 12px 0 16px; }
.actions span { display: grid; justify-items: center; gap: 6px; padding: 10px 4px; border: 1px solid var(--screen-line); border-radius: 6px; background: var(--screen-card); color: var(--screen-text); font-size: 11.5px; font-weight: 600; }
.actions .i { width: 18px; height: 18px; color: var(--accent-text); }
.list-head { display: flex; justify-content: space-between; margin-bottom: 4px; }
.list-head b { font: 700 13px/1 var(--font-display); }
.list-head small { color: var(--screen-muted); font-size: 11.5px; }

/* Transaction rows - phone and window */
.tx { display: grid; grid-template-columns: 30px minmax(0, 1fr) auto; gap: 10px; align-items: center; padding: 9px 0; border-top: 1px solid var(--screen-line); font-size: 12.5px; }
.tx-ico { display: grid; place-items: center; width: 30px; height: 30px; border-radius: 6px; background: var(--screen-card-2); color: var(--accent-text); }
.tx-ico .i { width: 15px; height: 15px; }
.tx b { display: block; overflow: hidden; color: var(--screen-text); font-weight: 600; white-space: nowrap; text-overflow: ellipsis; }
.tx small { color: var(--screen-muted); font-size: 11px; }
.amt { color: var(--screen-text); font: 600 12.5px/1 var(--font-mono); font-variant-numeric: tabular-nums; white-space: nowrap; }
.amt.in { color: var(--accent-text); }

/* Desktop window (MeowMeowPay) */
.window { position: absolute; z-index: 2; overflow: hidden; border: 1px solid var(--device-line); border-radius: 10px; background: var(--screen-bg); color: var(--screen-text); box-shadow: var(--device-shadow); }
.window-bar { display: flex; align-items: center; gap: 6px; height: 34px; padding: 0 14px; border-bottom: 1px solid var(--screen-line); background: var(--device-frame); }
.window-bar i { width: 9px; height: 9px; border-radius: 2px; background: var(--screen-line); }
.window-bar span { margin-left: 10px; color: var(--screen-muted); font: 500 11.5px/1 var(--font-mono); }
.window-body { display: grid; grid-template-columns: 104px minmax(0, 1fr); }
.window-side { display: grid; align-content: start; gap: 2px; padding: 14px 0; border-right: 1px solid var(--screen-line); }
.window-side span { display: flex; align-items: center; gap: 8px; padding: 8px 12px; border-left: 2px solid transparent; color: var(--screen-muted); font-size: 11.5px; font-weight: 600; }
.window-side span.on { border-left-color: var(--accent); background: var(--screen-card); color: var(--screen-text); }
.window-side .i { width: 14px; height: 14px; }
.window-main { min-width: 0; padding: 16px 18px 12px; }
.window-main h5 { width: fit-content; margin: 0; color: var(--screen-text); font: 700 15px/1.2 var(--font-display); }
.window-main .tabs { margin: 8px 0 12px; border-bottom-color: var(--screen-line); }
.window-main .tabs span.on { color: var(--screen-text); }
.big { color: var(--screen-text); font: 700 26px/1.1 var(--font-display); letter-spacing: -.02em; }
.big small { margin-left: 6px; color: var(--accent-text); font: 600 12px/1 var(--font-mono); letter-spacing: 0; }
.bars { display: grid; gap: 6px; margin: 12px 0 10px; }
.bars div { display: grid; grid-template-columns: 30px minmax(0, 1fr) 84px; gap: 8px; align-items: center; color: var(--screen-muted); font-size: 11px; }
.bars em { height: 6px; overflow: hidden; border-radius: 3px; background: var(--screen-line); }
.bars em i { display: block; height: 100%; background: var(--accent); }
.bars em i.out { background: var(--bar-out); }
.bars b { color: var(--screen-text); font: 600 11px/1 var(--font-mono); text-align: right; }
.window-foot { display: flex; justify-content: flex-end; padding: 10px 18px; border-top: 1px solid var(--screen-line); color: var(--screen-muted); font: 500 11px/1 var(--font-mono); }

/* --------------------------------------------------------------- sections */
.sec { padding: 104px 0; }
.sec-head { max-width: 720px; margin: 0 auto 56px; text-align: center; }
.sec-head.left { margin-left: 0; text-align: left; }
.sec h2 { margin: 18px 0 16px; color: var(--heading); font: 800 clamp(30px, 3.6vw, 44px)/1.08 var(--font-display); letter-spacing: -.03em; }
.sub { margin: 0; color: var(--muted); font-size: 17px; }
.alt { background: var(--alt-bg); }
.dots { background-image: radial-gradient(var(--dot) 1px, transparent 1.3px); background-size: 14px 14px; }

.band { background: var(--band-bg); color: var(--band-text); }
.band.dots { background-image: radial-gradient(var(--band-dot) 1px, transparent 1.3px); }
.band h2, .band h3 { color: var(--band-heading); }
.band .sub, .band .card p { color: var(--band-muted); }
.band .tag { color: var(--band-eyebrow); }

/* ------------------------------------------------------------------ cards */
.grid3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.card { position: relative; overflow: hidden; padding: 28px; border: 1px solid var(--card-line); border-radius: var(--r-card); background: var(--card-bg); }
.card h3 { margin: 18px 0 8px; color: var(--heading); font: 700 19px/1.3 var(--font-display); letter-spacing: -.01em; }
.card p { margin: 0; color: var(--muted); font-size: 15px; }
.ico { display: grid; place-items: center; width: 42px; height: 42px; border-radius: var(--r); background: var(--ico-bg); color: var(--ico-text); }
.meta { display: block; margin-top: 18px; padding-top: 14px; border-top: 1px solid var(--card-line); color: var(--eyebrow); font: 600 11.5px/1.2 var(--font-mono); letter-spacing: .12em; text-transform: uppercase; }

.card.ink { background: var(--ink-card-bg); border-color: var(--ink-card-line); }
.card.ink h3 { color: var(--ink-card-heading); }
.card.ink p { color: var(--ink-card-muted); }
.card.ink .ico { background: var(--ink-ico-bg); color: var(--ink-ico-text); }
.card.ink::after,
.band .card::after { content: ""; position: absolute; right: -40px; bottom: -40px; width: 200px; height: 200px; background-image: radial-gradient(var(--card-dot) 1px, transparent 1.3px); background-size: 12px 12px; -webkit-mask-image: radial-gradient(circle at 70% 70%, #000 10%, transparent 68%); mask-image: radial-gradient(circle at 70% 70%, #000 10%, transparent 68%); pointer-events: none; }

.band .card { background: var(--band-card); border-color: var(--band-card-line); }
.band .card h3 { color: var(--band-heading); }   /* beats .card h3, which otherwise wins the tie */
.band .card .ico { background: var(--band-ico-bg); color: var(--band-ico-text); }
.band .card .meta { border-top-color: var(--band-card-line); color: var(--band-eyebrow); }
.band .card.lit { background: var(--band-lit); border-color: var(--band-lit); }
.band .card.lit::after { display: none; }
.band .card.lit h3 { color: var(--band-lit-heading); }
.band .card.lit p { color: var(--band-lit-muted); }
.band .card.lit .ico { background: var(--band-lit-ico-bg); color: var(--band-lit-ico-text); }
.band .card.lit .meta { border-top-color: var(--band-lit-line); color: var(--band-lit-eyebrow); }

/* ------------------------------------------------------------------ steps */
.steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 1px solid var(--line); }
.step { padding: 30px 32px 6px 0; }
.step + .step { padding-left: 32px; border-left: 1px solid var(--line); }
.step .n { color: var(--accent-text); font: 600 13px/1 var(--font-mono); letter-spacing: .12em; }
.step h3 { margin: 14px 0 8px; color: var(--heading); font: 700 21px/1.25 var(--font-display); letter-spacing: -.015em; }
.step p { margin: 0; color: var(--muted); }

/* ------------------------------------------------------------------ split */
.split { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 64px; align-items: center; }
.feats { display: grid; gap: 12px; margin-top: 30px; }
.feat { display: grid; grid-template-columns: 42px minmax(0, 1fr); gap: 16px; align-items: start; padding: 18px; border: 1px solid var(--card-line); border-radius: var(--r-card); background: var(--card-bg); }
.feat h4 { margin: 2px 0 4px; color: var(--heading); font: 700 16px/1.35 var(--font-display); }
.feat p { margin: 0; color: var(--muted); font-size: 14.5px; }
.feat .rate { color: var(--accent-text); font: 600 15px/1 var(--font-mono); }

.sheet { position: relative; padding: 28px; border: 1px solid var(--mock-line); border-radius: var(--r-card); background: var(--mock-bg); box-shadow: var(--mock-shadow); }
.sheet + .sheet { margin-top: 18px; }
.sheet .panel-head { margin-bottom: 8px; }
.sheet .row { font-size: 15px; }
.sheet-actions { display: flex; gap: 8px; margin-top: 18px; }
.sheet-actions span { display: inline-flex; align-items: center; gap: 6px; padding: 7px 11px; border: 1px solid var(--mock-line); border-radius: 4px; color: var(--heading); font: 600 12px/1 var(--font-mono); letter-spacing: .08em; }
.sheet-actions .i { width: 14px; height: 14px; }

/* -------------------------------------------------------------------- faq */
.faq { max-width: 820px; margin: 0 auto; border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 22px 0; color: var(--heading); font: 600 18px/1.4 var(--font-display); cursor: pointer; list-style: none; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary .i { color: var(--accent-text); transition: transform .2s; }
.faq details[open] summary .i { transform: rotate(45deg); }
.faq details p { max-width: 62ch; margin: -4px 0 22px; color: var(--muted); }

/* -------------------------------------------------------------------- cta */
.cta { padding: 0 0 104px; background: var(--alt-bg); }
.cta-panel { position: relative; overflow: hidden; padding: 76px 32px; border-radius: var(--r-card); background: var(--cta-bg); text-align: center; }
.cta-panel::after { content: ""; position: absolute; inset: 0; background-image: radial-gradient(var(--cta-dot) 1px, transparent 1.3px); background-size: 14px 14px; -webkit-mask-image: radial-gradient(ellipse at 50% 120%, #000 10%, transparent 65%); mask-image: radial-gradient(ellipse at 50% 120%, #000 10%, transparent 65%); pointer-events: none; }
.cta-panel > * { position: relative; z-index: 1; }
.cta-panel h2 { margin: 0 0 14px; color: var(--cta-heading); font: 800 clamp(30px, 3.8vw, 46px)/1.08 var(--font-display); letter-spacing: -.03em; }
.cta-panel p { max-width: 36em; margin: 0 auto 30px; color: var(--cta-muted); font-size: 17px; }
.cta-panel .hero-actions { justify-content: center; }
.cta-panel .btn-primary { background: var(--cta-btn); color: var(--cta-btn-text); }
.cta-panel .btn-primary:hover { background: var(--cta-btn-hover); }
.cta-panel .btn-ghost { border-color: var(--cta-ghost-line); color: var(--cta-heading); }
.cta-panel .btn-ghost:hover { border-color: var(--cta-heading); }

/* ----------------------------------------------------------------- footer */
.foot { padding: 64px 0 30px; background: var(--foot-bg); color: var(--foot-text); font-size: 14px; }
.foot-grid { display: grid; grid-template-columns: 1.5fr repeat(2, minmax(0, 1fr)); gap: 40px; }
.foot .brand { color: var(--foot-heading); }
.foot-blurb { max-width: 30em; margin: 16px 0 0; }
.foot h5 { margin: 0 0 14px; color: var(--foot-heading); font: 600 11.5px/1.2 var(--font-mono); letter-spacing: .14em; text-transform: uppercase; }
.foot ul { display: grid; gap: 10px; margin: 0; padding: 0; list-style: none; }
.foot a { color: var(--foot-text); text-decoration: none; }
.foot a:hover { color: var(--foot-heading); }
/* Standing statements: stacked, and reading with the copyright line. */
.foot-legal { display: grid; gap: 6px; text-align: right; }

.foot-base { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 16px; margin-top: 52px; padding-top: 22px; border-top: 1px solid var(--foot-line); font-size: 13px; }

/* ------------------------------------------------------------- responsive */
@media (max-width: 1100px) {
  .hero .wrap { grid-template-columns: minmax(0, 1fr); gap: 48px; }
}
@media (max-width: 1020px) {
  .nav { display: none; }
  .hero .wrap, .split { grid-template-columns: minmax(0, 1fr); }
  .hero .wrap { gap: 48px; }
  .grid3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .foot-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .foot-grid > :first-child { grid-column: 1 / -1; }
}
@media (max-width: 680px) {
  .wrap { width: min(1180px, 100% - 32px); }
  .top .wrap { gap: 14px; height: 60px; }
  .top-actions .btn-ghost { display: none; }
  .hero { padding: 44px 0 64px; }
  .lede { font-size: 17px; }
  .hero-actions .btn { flex: 1 1 100%; }
  .scene { display: grid; justify-items: center; gap: 14px; height: auto !important; }   /* beats a page's inline scene height */
  .scene-art { position: static; order: -1; width: 112px !important; }
  .phone, .window, .float { position: static; }
  .phone { width: min(290px, 100%); }
  .window, .float { width: 100% !important; }
  .window-body { grid-template-columns: minmax(0, 1fr); }
  .window-side { display: none; }
  .sec { padding: 76px 0; }
  .sec-head { margin-bottom: 40px; }
  .grid3, .steps { grid-template-columns: minmax(0, 1fr); }
  .step, .step + .step { padding: 24px 0; border-left: 0; }
  .step + .step { border-top: 1px solid var(--line); }
  .split { gap: 40px; }
  .cta-panel { padding: 56px 22px; }
  .cta { padding-bottom: 76px; }
  .foot-grid { grid-template-columns: minmax(0, 1fr); }
  .foot-legal { text-align: left; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

/* ------------------------------------------------------------------------
   MeowMeowPay only: the banking layer.

   PandaPay is a consumer app - cards, mascot, rounded and friendly. A business
   banking page should not read as the same template in another colour, so this
   file replaces the card grids with the furniture of a bank document: hairline
   rules, a ledger table, columns divided rather than boxed, and figures in
   mono. Loaded after base.css for this brand only.
   ------------------------------------------------------------------------ */

/* Three columns divided by rules instead of three boxes. */
.pillars { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 1px solid var(--line); }
.pillar { padding: 34px 32px 8px 0; }
.pillar + .pillar { padding-left: 32px; border-left: 1px solid var(--line); }
.pillar .ico { width: 38px; height: 38px; border-radius: 4px; }
.pillar h3 { margin: 16px 0 8px; color: var(--heading); font: 700 18px/1.3 var(--font-display); letter-spacing: -.01em; }
.pillar p { margin: 0; color: var(--muted); font-size: 15px; }

/* The account's contents as a ledger, not a card wall. */
.ledger { border-top: 1px solid var(--band-rule); }
.ledger-head,
.ledger-row { display: grid; grid-template-columns: minmax(0, 250px) minmax(0, 1fr) minmax(0, 200px); gap: 28px; }
.ledger-head {
  padding: 12px 0; border-bottom: 1px solid var(--band-rule);
  color: var(--band-eyebrow); font: 600 11px/1.2 var(--font-mono); letter-spacing: .14em; text-transform: uppercase;
}
.ledger-head span:last-child { text-align: right; }
.ledger-row { align-items: start; padding: 22px 0; border-bottom: 1px solid var(--band-rule); }
.ledger-row:hover { background: var(--band-row-hover); }
.ledger-name { margin: 0; display: flex; align-items: center; gap: 12px; color: var(--band-heading); font: 700 17px/1.3 var(--font-display); letter-spacing: -.01em; }
.ledger-name .ico { flex: none; width: 34px; height: 34px; border-radius: 4px; background: var(--band-ico-bg); color: var(--band-ico-text); }
.ledger-name .ico .i { width: 17px; height: 17px; }
.ledger-row p { margin: 4px 0 0; color: var(--band-muted); font-size: 15px; }
.ledger-meta { margin-top: 8px; color: var(--band-eyebrow); font: 600 11.5px/1.5 var(--font-mono); letter-spacing: .12em; text-transform: uppercase; text-align: right; }

/* Steps as ledger rows with a large numeral, not three boxes. */
.step-rows { border-top: 1px solid var(--line); }
.step-row { display: grid; grid-template-columns: 78px minmax(0, 290px) minmax(0, 1fr); gap: 28px; align-items: baseline; padding: 26px 0; border-bottom: 1px solid var(--line); }
.step-row .n { color: var(--accent-text); font: 700 26px/1 var(--font-display); letter-spacing: -.02em; }
.step-row h3 { margin: 0; color: var(--heading); font: 700 19px/1.3 var(--font-display); letter-spacing: -.01em; }
.step-row p { margin: 0; color: var(--muted); }

/* Control points as terms, ruled rather than boxed. */
.terms { margin-top: 26px; border-top: 1px solid var(--line); }
.term { display: grid; grid-template-columns: 26px minmax(0, 1fr); gap: 16px; padding: 18px 0; border-bottom: 1px solid var(--line); }
.term .i { width: 20px; height: 20px; margin-top: 3px; color: var(--accent-text); }
.term h4 { margin: 0 0 4px; color: var(--heading); font: 700 16px/1.35 var(--font-display); }
.term p { margin: 0; color: var(--muted); font-size: 14.5px; }

/* The closing panel: a ruled document, not a slab of gold. */
.cta-panel { border: 1px solid var(--device-line); background: var(--screen-bg); text-align: left; }
.cta-panel::before { content: ""; position: absolute; top: 0; right: 0; left: 0; height: 3px; background: linear-gradient(90deg, var(--accent), rgba(212, 175, 55, 0)); }
.cta-panel::after { display: none; }
.cta-panel h2 { color: var(--heading); }
.cta-panel p { margin-inline: 0; color: var(--muted); }
.cta-panel .hero-actions { justify-content: flex-start; }
.cta-panel .btn-primary { background: var(--accent); color: var(--btn-text); }
.cta-panel .btn-primary:hover { background: var(--accent-text); }
.cta-panel .btn-ghost { border-color: var(--ghost-line); color: var(--heading); }
.cta-panel .btn-ghost:hover { border-color: var(--heading); }

/* Questions: a ruled list with a gold marker rather than a plus. */
.faq summary:hover { color: var(--accent-text); }

/* --- typography ---------------------------------------------------------
   Labels belong in the brand face; only figures need a monospace. */
.tag,
.k,
.ledger-head,
.ledger-meta,
.foot h5,
.stamp,
.tabs span,
.chip-line small,
.window-bar span,
.window-foot,
.sheet-actions span,
.scene-note { font-family: var(--font-body); }

/* The eyebrow hangs under its rule, the way a ledger column head does,
   instead of sitting on one like PandaPay's. */
.tag { padding: 7px 1px 0; border-top: 2px solid currentColor; border-bottom: 0;
       font-size: 11px; font-weight: 700; letter-spacing: .1em; }
.k { font-size: 10.5px; font-weight: 700; letter-spacing: .09em; }
.ledger-head { font-size: 10.5px; font-weight: 700; letter-spacing: .1em; }
.ledger-meta { font-size: 11.5px; font-weight: 600; letter-spacing: .06em; }
.foot h5 { font-size: 11px; font-weight: 700; letter-spacing: .1em; }
.stamp { font-size: 10px; font-weight: 700; letter-spacing: .08em; }
.tabs span { font-size: 12.5px; font-weight: 700; letter-spacing: .06em; }
.chip-line small,
.window-bar span,
.window-foot { font-size: 12px; font-weight: 500; letter-spacing: .02em; }
.sheet-actions span { font-size: 12px; font-weight: 700; letter-spacing: .06em; }
.scene-note { font-size: 12px; font-weight: 500; letter-spacing: .01em; }

/* Figures keep a monospace so columns of money line up. */
.num, .amt, .bars b { font-family: var(--font-mono); letter-spacing: -.01em; }
/* The hero balance is a display figure, not a column. */
.big.num { font-family: var(--font-display); letter-spacing: -.02em; }
.big small { font-family: var(--font-body); font-weight: 700; letter-spacing: .06em; }

@media (max-width: 900px) {
  .ledger-head { display: none; }
  .ledger-row { grid-template-columns: minmax(0, 1fr); gap: 8px; }
  .ledger-meta { text-align: left; }
  .step-row { grid-template-columns: 60px minmax(0, 1fr); }
  .step-row p { grid-column: 2; }
}
@media (max-width: 680px) {
  .pillars { grid-template-columns: minmax(0, 1fr); }
  .pillar { padding: 24px 0 4px; }
  .pillar + .pillar { padding-left: 0; border-left: 0; border-top: 1px solid var(--line); }
  .cta-panel { padding: 48px 22px; }
}